Podjetja podpiramo pri uresničevanju poslov

Coface podpira globalno in lokalno poslovanje z rešitvami, ki podjetjem pomagajo sprejemati prave poslovne odločitve. Podjetjem, s katerimi sodelujemo, pomagamo preprečevati tveganje neplačila terjatev in jim z zavarovanjem terjatev zagotavljamo potrebno zaščito.

Naša vloga je tudi v tem, da stranke usmerjamo v svetu, ki se spreminja hitreje kot kdaj koli prej. Zagotavljamo jim informacije, ki jim omogočajo poglobljeno poznavanje kupcev, dobaviteljev in bodočih strank na podlagi ocene njihove finančne trdnosti in zanesljivosti.

Poleg tega izdelujemo napovedi poglavitnih ekonomskih gibanj ter analiziramo tveganja regij in sektorjev. Delo za Coface pomeni, da boste sodelovali pri vzpostavljanju, razvoju in promociji edinstvenega mikro- in makroekonomskega strokovnega znanja. Pomeni tudi, da boste vsakodnevno podpirali različna podjetja in jim pomagali pri odločanju in poslovnih strategijah.

The Happeners ep4 - Helping business grow

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• Naše ekipe, ki izvajajo program globalnih rešitev Coface, s posebej zasnovanimi storitvami podpirajo razvoj multinacionalnih podjetij. V tem videu naša stranka Tyrolit spregovori o podpori, ki ji jo vsak dan nudi Coface.

Povezanost s svetom pomeni povezanost z drugimi!

Ena od bistvenih značilnosti družbe Coface je, da smo podjetje s človeškim obrazom in mednarodnim dometom … smo podjetje, v katerem šteje vsak posameznik. Obkroženi boste z raznoliko skupino sodelavcev, za katere je značilna prepričljiva mešanica generacij, spolov in kultur. Naša človeška razsežnost se kaže tudi v naši etiki sodelovanja: cenimo preprostost, dostopnost in odprtost.

Kot delodajalec je Coface zavezan družbeno odgovornemu pristopu, ki temelji na treh ključnih poslanstvih:

• Spodbujamo vključujoče delovno okolje
• Vsem zaposlenim pomagamo pri razvoju
• Podpiramo enake možnosti in nasprotujemo vsem oblikam diskriminacije

The Happeners Making Trade Happen How does Coface connect you to the rest of the world? I have always had to work with people who are very open-minded in a sense, very open to international growth. And in my day-to-day work I'm always working with people from other countries, both at the local level - there are always foreigners in almost all the subsidiaries - but also at the regional and group level. Everyday, we communicate with the risk underwriting centres located in seven regions around the world. I think the cultural context that we have gives us the opportunity to share and implement unconventional solutions, to exchange experiences, ideas; to look at different management styles, and implement some of them in our day-to-day work. What makes the employee experience at Coface special for you? I don't feel that there are differences in terms of culture, nationalities, or even location. For me, we work in a team that is located in different places, but in everyday life, we don't see where each of us is located. We work and we make progress on our projects. It's the style of communication between departments with a willingness to always help out, and to share the experience and knowledge. I know colleagues who have very local jobs, but have been assigned international, global or regional projects. And yes, I think that has always meant that Coface can make you feel comfortable, and that you can always have that international vision and that intercultural support. Coface has an open culture: here, we can speak up freely, and share ideas across the organisation. Coface is like a big family: it does not matter what your nationality is, or what accent you speak. Each of us is contributing to the world economy, and that's our common objective. At Coface, we are Making Trade Happen. The Happeners Making Trade Happen Watch the series at coface.com/happeners

The Happeners - EP1 Growing international

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The Happeners Making Trade Happen How does Coface connect you to the rest of the world? I have always had to work with people who are very open-minded in a sense, very open to international growth. And in my day-to-day work I'm always working with people from other countries, both at the local level - there are always foreigners in almost all the subsidiaries - but also at the regional and group level. Everyday, we communicate with the risk underwriting centres located in seven regions around the world. I think the cultural context that we have gives us the opportunity to share and implement unconventional solutions, to exchange experiences, ideas; to look at different management styles, and implement some of them in our day-to-day work. What makes the employee experience at Coface special for you? I don't feel that there are differences in terms of culture, nationalities, or even location. For me, we work in a team that is located in different places, but in everyday life, we don't see where each of us is located. We work and we make progress on our projects. It's the style of communication between departments with a willingness to always help out, and to share the experience and knowledge. I know colleagues who have very local jobs, but have been assigned international, global or regional projects. And yes, I think that has always meant that Coface can make you feel comfortable, and that you can always have that international vision and that intercultural support. Coface has an open culture: here, we can speak up freely, and share ideas across the organisation. Coface is like a big family: it does not matter what your nationality is, or what accent you speak. Each of us is contributing to the world economy, and that's our common objective. At Coface, we are Making Trade Happen. The Happeners Making Trade Happen Watch the series at coface.com/happeners

Kaj o tem pravijo naši sodelavci?

• “Naša notranja mreža ‘Women to Lead’ si prizadeva za poklicni razvoj žensk v podjetu Coface. Trdno verjamemo v raznolikost in mešanico generacij na vseh ravneh. Raznolikost se odraža tudi v našem odločanju – kar je nedvomno velika prednost!”

Leigh M., vodja pravnih zadev in skladnosti, Južna Afrika

Delovanje, usklajeno s svetovnim gospodarstvom, pomeni delovanje v večkulturnem okolju. Naše ekipe spretno povezujejo različno strokovno znanje in sodelujejo s kolegi po vsem svetu. Tako razumejo posamezne trge in rešujejo probleme, s katerimi se na njih soočajo naše stranke.

Ključni dejavnik našega vsakodnevnega dela je globalnost. To med drugim pomeni, da:

• boste tesno sodelovali s kolegi v tujini, saj boste tako lažje podpirali naše stranke po vsem svetu;
• boste na delovnem mestu, srečanjih in izobraževanjih v stalnem stiku s sodelavci različnih narodnosti in kultur;
• vam bodo zaradi naše edinstvene mednarodne mreže na voljo številne priložnosti za mobilnost v tujini – že na samem začetku poklicne poti v družbi Coface!

We received a request from a major French car manufacturer, who wants to develop its electric vehicle sales, via its main distributor in Denmark. How do you work together to meet clients' needs? I'll start by going to the Economic Research Department, to ask them for information about Denmark, specifically the electric vehicle distribution segment in the country, and market share figures, if possible. Then I go to the Information Department, to ask them about this distributor, what is the financial trend. As the economist for Northern Europe, I'm am of course the first port of call when it comes to Danish market issues. In this specific case that we're looking at, the first thing I'll do is examine automotive market data for Denmark. For example, registration figures, or the current e-vehicle trends. When I have summarized that, then I have a nice macroeconomic picture. But when it comes to micro data, for example, the specific business environment, then of course I pass this question on to my risk colleagues on site. In order to understand the risk involved with the market for electrical vehicles, I'd take a look at publically available information, such as government regulattions, the electric vehicle market's development, as well as key figures from the company. I would also contact their CFO or CEO and talk about their company, to learn about their sales figures, and what developments they expect to see in the future. What is the added value of collaboration for clients? The Coface system, is based on being "close to the risk": we know that the local people are our teams in the field, and are the best placed to respond to the requests we receive. Here, at the EIC, (Enhanced Information Centre) we survey, and collect knowledge about the most significant parts of the exposure that Coface has. You can never know absolutely everything, but you can still get enough information to improve your understanding of the company. The strong international environment is a great advantage when looking at risks from different angles and therefore making the best possible risk assessment - even if that means I have to juggle my work around different time zones! At Coface, we are Making Trade Happen. The Happeners Making Trade Happen Watch the series at coface.com/happeners

TH- Ep 3 - Connecting

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We received a request from a major French car manufacturer, who wants to develop its electric vehicle sales, via its main distributor in Denmark. How do you work together to meet clients' needs? I'll start by going to the Economic Research Department, to ask them for information about Denmark, specifically the electric vehicle distribution segment in the country, and market share figures, if possible. Then I go to the Information Department, to ask them about this distributor, what is the financial trend. As the economist for Northern Europe, I'm am of course the first port of call when it comes to Danish market issues. In this specific case that we're looking at, the first thing I'll do is examine automotive market data for Denmark. For example, registration figures, or the current e-vehicle trends. When I have summarized that, then I have a nice macroeconomic picture. But when it comes to micro data, for example, the specific business environment, then of course I pass this question on to my risk colleagues on site. In order to understand the risk involved with the market for electrical vehicles, I'd take a look at publically available information, such as government regulattions, the electric vehicle market's development, as well as key figures from the company. I would also contact their CFO or CEO and talk about their company, to learn about their sales figures, and what developments they expect to see in the future. What is the added value of collaboration for clients? The Coface system, is based on being "close to the risk": we know that the local people are our teams in the field, and are the best placed to respond to the requests we receive. Here, at the EIC, (Enhanced Information Centre) we survey, and collect knowledge about the most significant parts of the exposure that Coface has. You can never know absolutely everything, but you can still get enough information to improve your understanding of the company. The strong international environment is a great advantage when looking at risks from different angles and therefore making the best possible risk assessment - even if that means I have to juggle my work around different time zones! At Coface, we are Making Trade Happen. The Happeners Making Trade Happen Watch the series at coface.com/happeners

Kaj o tem pravijo naši sodelavci?

• “V Cofaceu sodelujem s kolegi iz najrazličnejših okolij. Tako lahko kar na delovnem mestu spoznavam različne kulture in poglede! Ta raznolikost v nas spodbuja ustvarjalnost in uspešnost. Zato je delati za Coface tako krasno, saj sem del ekipe, na katero sem ponosna.”

Yuliia N., skrbnica ključnih kupcev, program globalnih rešitev Coface, Dubaj

V težnji po preobrazbi in izboljšavah neprenehoma preverjamo naše dosežke in zmage – kar je bistvo našega uspeha že več kot 75 let!

V svoj model poslovanja vključujemo nove tehnologije, zlasti podatkovno znanost, s čimer poenostavljamo in izboljšujemo naše delovanje.

Prednost dajemo novim, bolj prožnim, agilnim in sodelovalnim oblikam dela.

In ker se svet nenehno spreminja, spodbujamo inovativne ideje ter cenimo  sodelavce in sodelavke z radovednim umom, zagonom in pogumom za sooblikovanje novega sveta.

In innovation, we do two main things. We have a prospective work, trying to identify the technological trends in use that will impact our businesses, our customers and our partners. We have a customer vision that guides our project. We don't do R&D to develop projects that will remain in a laboratory, but we are already driven by an existing need of our customers, which are the business lines. Coface's international database is unique in the world. The data contained in this database allows us to be absolutely predictive in evaluating a single company and the market; the risks of the market where the company operates. And this is absolutely a competitive and innovative key. We set up a hackathon, where we brought about forty people together from seven different regions. I think there were about fifteen countries represented and we got them to work remotely on customer needs, so they connected with the customers. They came, we had several stages and finally, we managed to produce a kind of prototype that we showed to our clients, who were very satisfied. So, from there, we started to build the product. With a series of small weekly challenges, each week we asked the teams to ask themselves a question, so one challenge per week. And at the end of the week, they would come and pitch their proposal. So, at the end of this hackathon, I participated in the development of the product by extracting the data used to build the different indicators used in this product. We created an innovative, user-friendly platform with the purpose of guiding companies in their sales choices. All of this not only involving our staff but also involving the clients, and this allowed us to launch a platform more rapidly, in a better performing way. Innovation is the key to success for a company. Improving our own offer, listening to the market, testing all aspects of the platform, understanding if we're meeting our clients' needs and listening to the commercial feedback. All of this helps you to innovate and to succeed. Our team works in an iterative way. Generally, we start by trying to understand a need. Then we dig in when we think we have something that starts to work. We'll do some tests. We'll try to propose things, mock-ups to customers, or test a technology with them with Coface employees. And then, the more we advance, the more we'll enrich the solution to obtain something that is a complete solution in the end. Creating a product in less than six months that corresponds to customer needs proves that we are agile. It proves that we listen to our customers and it proves that there is real creativity in what we do. At Coface, we are making trade happen.

The Happeners - Episode 2

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In innovation, we do two main things. We have a prospective work, trying to identify the technological trends in use that will impact our businesses, our customers and our partners. We have a customer vision that guides our project. We don't do R&D to develop projects that will remain in a laboratory, but we are already driven by an existing need of our customers, which are the business lines. Coface's international database is unique in the world. The data contained in this database allows us to be absolutely predictive in evaluating a single company and the market; the risks of the market where the company operates. And this is absolutely a competitive and innovative key. We set up a hackathon, where we brought about forty people together from seven different regions. I think there were about fifteen countries represented and we got them to work remotely on customer needs, so they connected with the customers. They came, we had several stages and finally, we managed to produce a kind of prototype that we showed to our clients, who were very satisfied. So, from there, we started to build the product. With a series of small weekly challenges, each week we asked the teams to ask themselves a question, so one challenge per week. And at the end of the week, they would come and pitch their proposal. So, at the end of this hackathon, I participated in the development of the product by extracting the data used to build the different indicators used in this product. We created an innovative, user-friendly platform with the purpose of guiding companies in their sales choices. All of this not only involving our staff but also involving the clients, and this allowed us to launch a platform more rapidly, in a better performing way. Innovation is the key to success for a company. Improving our own offer, listening to the market, testing all aspects of the platform, understanding if we're meeting our clients' needs and listening to the commercial feedback. All of this helps you to innovate and to succeed. Our team works in an iterative way. Generally, we start by trying to understand a need. Then we dig in when we think we have something that starts to work. We'll do some tests. We'll try to propose things, mock-ups to customers, or test a technology with them with Coface employees. And then, the more we advance, the more we'll enrich the solution to obtain something that is a complete solution in the end. Creating a product in less than six months that corresponds to customer needs proves that we are agile. It proves that we listen to our customers and it proves that there is real creativity in what we do. At Coface, we are making trade happen.

Kaj o tem pravijo naši sodelavci?

• "Zasnovali smo 'komercialno središče', za katerega so značilni agilni procesi in najsodobnejša tehnologija. V njem deluje nova ekipa službe za pomoč strankam. Tako nam je uspelo še izboljšati kakovost naše storitve!”

Bjoern M, višja vodja razvoja rešitev, Nemčija